97 A. 708 ST. PAUL FIRE AND MARINE INSURANCE CO. vs. HARRISON T. BEACHAM, TRADING AS J.S. BEACHAM BRO. Court of Appeals of Maryland. Decided April 26th, 1916. Insurance: marine; free of “particular and general average.” In marine insurance, the term “particular average” means a partial, as distinguished from a total, loss, or a general […]