Mr. Alfred W. Redmer, Jr. Insurance Commissioner Maryland Insurance Administration Attorney General of Maryland — Opinion March 18, 2004 HEALTH MAINTENANCE ORGANIZATIONS HEALTH INSURANCE — EMERGENCY MEDICAL SERVICES — HMO LAW FORBIDS BALANCE BILLING OF HMO MEMBERS FOR EMERGENCY AMBULANCE SERVICES J. JOSEPH CURRAN, JR. Dear Mr. Alfred W. Redmer, Jr. You have asked for […]