821 A.2d 22 JEFF E. MESSING v. BANK OF AMERICA, N.A. No. 27, September Term, 2002Court of Appeals of Maryland. Filed April 7, 2003. Page 673 Appealed from the Circuit Court, Baltimore City, Thomas E. Noel, J. Page 674 [EDITORS’ NOTE: THIS PAGE CONTAINS HEADNOTES. HEADNOTES ARE NOT AN OFFICIAL PRODUCT OF THE COURT, THEREFORE […]